Texas Mortgage Lender - Kris Anderson
NMLS# 1201276
A Mortgage Lender You Can Trust
When you go through the motions of buying a property in Amarillo Texas or anywhere throughout the great State of Texas, you want someone with experience by your side every step of the way. As a certified mortgage lender since 2001, I go the extra mile while helping clients buy or refinance their Texas home loans. Contact me today to learn more about what I can do for you. We specialize in home loans throughout the great State of Texas. Amarillo, Lubbock, Austin, Houston, Dallas, Fort Worth and more! Our online process and technology makes it easy to originate loans anywhere in Texas and in a very prompt manner. Most loans are closed in less than 30 days.
Call: (806) 322-1413 Direct Office Number
email: kris@bocbanking.com
or reach out via the online chat
Kris Anderson NMLS# 1201276
BOC Bank NMLS# 761945
Types of Financing
Conventional Loans
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As low as 3% down
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Primary residence, 2nd homes and investments
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Down to 620 credit score
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Seller can pay up to 3% towards closing cost
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FHA Loans
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Easier credit qualifying
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Low 3.5% down payment
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Great for first time homebuyers
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Down to 580 credit score
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Seller can pay up to 6% towards closing cost
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Down Payment Assistance Programs Available
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Jumbo Loans
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As low as 10% down
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No MI options
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Fixed and adjustable rates
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Down to 700 credit score
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VA Loans
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Zero down payment
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Seller can pay up to 4% towards closing cost
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Down to 580 credit score
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USDA Loans
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Zero down payment
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Seller can pay up to 6% towards closing cost
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Primary residence only
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Income and location restrictions apply
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Down to 600 credit score
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Cash-Out Refinance Loans
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Up to 80% LTV throughout Texas
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Down to 620 credit score